Configure your Pycer Direct Payment Rails once in the Pycer Portal and assign them to any of your isolated merchant brands so they appear at checkout and respond to API calls.

Enable a Pycer Payment Rail

  1. Sign in to the Pycer Portal.
  2. Go to Gateways & Currencies → Payment Gateways (/admin/gateways).
  3. Select the Pycer rail you wish to configure (for example Pycer Express Prompt, Pycer Direct PayBill, Pycer Card Switch, or Pycer Inter-Bank Switch).
  4. Enter your merchant shortcode, settlement account, and rail credentials.
  5. Click Save.

Credential fields

Each Pycer rail uses encrypted configuration parameters scoped to your merchant profile:
All rail credentials are encrypted at rest using AES-256-GCM. They are never stored in plaintext in the database and are never echoed back in browser responses.

Rail settings reference

Test in Sandbox Mode

Before enabling live customer traffic, verify your setup in Sandbox Mode:
  1. Set Sandbox Mode to On.
  2. Set the rail status to Active and assign it to your brand.
  3. Initiate a test payment using the Pycer Sandbox Test Numbers & Cards.
  4. Verify the transaction appears in Payments → Transactions with Completed status and balanced ledger entries.
  5. Disable Sandbox Mode to begin processing live transactions.

Assign rails per brand

  1. Go to People → Brands (/admin/brands) and edit the target merchant brand.
  2. Under Active Payment Rails, toggle the desired rails on.
  3. Save your changes — the brand’s checkout page and API immediately reflect the active rails.